Madrona Financial Presents

How to Create Your Retirement Plan in 7 Simple Steps

Discover A Practical Retirement Framework for Income, Risk, Taxes, and Peace of Mind

This is not a market outlook. This is not a product presentation. This is a structured way to think clearly about how to plan for and maintain your retirement... These decisions will affect the next 20–30 years of your life.

We Cover Topics Like:

Income

Taxes

Social Security

Advanced

Strategies

Wealth Planning

Retirement in General

Most Retirement Plans Don’t Fail Dramatically... They Erode Slowly

The real risk isn’t one bad year in the market. It’s a plan that was never designed to handle reality. If you’re approaching retirement (or already retired), you’ve likely done many things right:

You've saved consistently
You've invested responsibly
You've worked with professionals
You've avoided obvious mistakes

And yet, many people in this position still feel a quiet uncertainty:

Will my income really hold up if markets struggle early on?
Am I paying more in taxes than I need to?
What happens if health, inflation, or family needs change?
You've avoided obvious mistakes

This workshop is designed to address those questions before they become problems.

In this 90-minute live session, you’ll be guided through a clear, sequential framework for retirement planning... one that looks at lifestyle, income, investments, taxes, protection, and legacy in the right order.

What This Workshop Covers

You’ll learn how to:

Design retirement around how you want to live, not just how much you’ve saved.
Understand why income planning may be more than buying a bunch of annuities or taking arbitrary withdrawals from your portfolio.
Identify hard-to-find portfolio risks that don’t show until it's too late.
Diversify beyond the stock market, the bond market, and the insurance market.
Clarify what your money is meant to do for you... now and later.
Reduce unnecessary tax exposure without letting tax decisions dominate your life.
Prepare for healthcare costs and legal risks realistically, not emotionally.
And so much more

This is about decision-making, not predictions.

Event Details

Join us from the comfort of your home for this timely workshop.

When: Once a month at 6:30pm PST
Where: Live Zoom Workshop
Length: 90 minutes
Format: Discussion with Q&A

Who This Is For

This workshop is a good fit if you:

Are within roughly 10 years of retirement, or already retired
Want confidence in your plan... not just projections
Prefer thoughtful education
Are open to reviewing assumptions you may have carried for years

What Makes This Different

Too many workshops are focused on selling you a product. This is different.

We believe that you start with your lifestyle plan (how you want your life to look). Once your lifestyle plan is established, we can then talk about strategies (how to potentially get more out of your money). Investments and products should come last in your planning process.

In this informational workshop, you'll discover concepts like:

Five things money can do for you and why no single investment or product can offer you all five.
Six places you can put your money and why the stock/bond fund portfolio or annuities may not be enough.
Seven steps to follow when putting your retirement plan together, because retirement planning is more than 'solving for income' and moving on.
Problems with the 60/40 stock/bond fund portfolio.
What the research says about real estate and alternative asset classes.
Learn how retirees accidentally increase risk without realizing it and what to do instead.
The truth about the 4% rule (taking 4% out of your portfolio each year as income).
What to do if your portfolio drops right after you retire.
How the 0% tax bracket could cost you big.
The 'not-so-obvious' way taxes quietly erode retirement plans.
How to address rising healthcare costs.
What to do if most of your money is in a 401(k) or IRA.
When it’s OK to spend more and leave less behind.
And much more...

This workshop is about helping you understand the nuance so that you can build a retirement plan based on what is right for you instead of falling into a cookie-cutter, product-driven approach.

Hosted by Matthew Beyer, CFP®

Financial Advisor of Madrona Financial & CPAS

Matt began his career in the financial services industry in 1997 and is a Certified Financial Planner® working in our Mountlake Terrace office, where he reviews and executes all aspects of financial plans, including investments, insurance, retirement and education planning, taxation, and estate planning. He has always been extremely committed to his clients and joined Madrona Financial Services specifically because of the organization’s commitment to do what’s best for the client at all times.