When people think about retirement, they may think about an age (such as 65) or a “number” for their retirement income. These two factors alone are not enough to prepare for a prosperous retirement. Creating a financial plan is a great place to start, but understand that a financial plan is also simply a coordinated set of figures on pieces of paper. Without considering a myriad of variables, updating your plan as things change, and implementing your planned steps properly, you may find your plan is worth the proverbial “pieces of paper” it’s printed on.
We’ve seen that the most fulfilled retirees aren’t necessarily the ones with the most “zeroes” on their bank account or brokerage statements. Success can often be directly correlated with your “balance in life.” Have you obtained balance among your investment categories, cash flow, growth potential security, and liquidity? Have you answered pertinent health care, long-term care and longevity questions? Do you know where you’ll live when you retire, how you’ll maintain fulfillment, and what you’ll do?
The Little Red Book of Retirement aims to help you consider these questions as they pertain to you. In my experience, a retiree’s life is sometimes turned upside down because they failed to address one or two of the topics within this book. Use this book to help you plan for and live out your best retirement possible.
Here is a sneak excerpt from The Little Red Book of Retirement;
If you don’t have an investment plan and aren’t sure what to do, keeping investments in cash may be appropriate until you do have a plan.
“Before entering the market, you should have a plan. Investing is no easy task, especially when it’s not your full time job to stay on top of it. This is where an experienced financial advisor can help. They should assess your risk tolerance and take your individualized situation into account before making any recommendations for asset allocation or investments. Then, they can help serve as a great behavioral coach along the way.”
We put a lot of time and effort into writing this book and are sure you’ll love it. So download your free copy right now when you sign up for a complimentary financial review.
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