This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

Don’t Let Spending Habits Ruin Your Budget

Don’t Let Spending Habits Ruin Your Budget

Setting budgets is one of the most effective ways to get your spending habits under control. However, the monitoring of purchases and cutting back on expenses to better match your source(s) of income is easier said than done. Day-to-day lifestyle habits and certain psychological instincts make it increasingly difficult for people to stay on-track when it comes to their budget.

Often times, when people try to budget, they are bombarded with a pile of bills and unexpected expenditures, thus putting them right back to where they started. Even when people seemingly make the right moves and take the necessary steps, they still end up spending way too much. An Open Wallet survey on how consumers feel about their spending indicated that one-third believe that a lack of financial discipline holds them back from achieving their goals.

Studies indicate that people are lead into thinking they can afford things that in actuality, they cannot. Think about the purchase of a new car or house, which on its own, is tough to afford. Here, people will purchase yet overlook the potential for added expenses such as insurance, mortgage payments, gas, repair/maintenance costs, etc. One’s perception of an increased income is weighed more heavily in a budgeting decision than one’s perception on their anticipated increasing expenses.

It’s important that as a consumer, you mind your mood when spending. Studies show that unhappy people inherently save less, spend more, and have a higher tendency to consumer. Whereas happy people showed characteristics that were exactly the opposite, and they had more control over their spending habits. When thinking about making your next big purchasing decision, try taking a step back to evaluate your personal state of well-being. Consulting with a trusted financial professional is one way to help reduce stress in the purchasing process, and to help create a balance between your psychological condition and your spending tendency. CLICK HERE to learn more about us and how we seek to help our clients in all areas of their finances.

Ultimately, creating a more explicit budget will help people decide what to cut out in terms of their more desirable, unaffordable, and unnecessary expenses.

2017-04-07T12:45:51+00:00